State of Connecticut Employees: Using Your Cigna Dental Plan in Downtown Hartford
If you work for the State of Connecticut, your dental benefits are generally administered by Cigna. Knowing which Cigna dental plan you have makes it much easier to find a dentist, understand your costs, and book a visit near work. If you're looking for a Cigna dental dentist in Hartford, here's what State of Connecticut employees should know.
Nutmeg Family Dentistry is an independent practice and is not affiliated with the State of Connecticut.
Which Cigna Dental Plan Are You On?
State employees typically choose from more than one dental option, which may include a Basic Plan, an Enhanced Plan, and a dental HMO (DHMO). The names matter, because each plan works a little differently:
Basic and Enhanced plans are generally PPO-style plans. You can usually see any dentist, but you'll typically pay less with an in-network dentist.
DHMO plans usually work differently. Members are often assigned to, or must choose, a specific network dentist, and care from other offices may not be covered.
To check which plan you're on:
Look at your Cigna dental ID card.
Log in to your Cigna account or app.
Check your benefit enrollment materials or ask your agency's HR or payroll office.
If you have trouble, call us and our team can help you look into it.
Using Your Cigna Dental Plan in Downtown Hartford
Nutmeg Family Dentistry is in-network with Cigna PPO/DPPO plans. For many State employees on a PPO-style plan, that means you can come to us without changing anything about your coverage.
If you're on a DHMO plan, please check first. Because DHMO plans typically tie you to an assigned dentist, contact Cigna or check your plan details before booking so you don't get an unexpected bill. If you're thinking about changing plans during open enrollment, that's also a good time to compare options.
Coverage varies by plan, and our office verifies your benefits before treatment so you know what to expect.
What Preventive Visits Usually Cost on a PPO Plan
Many dental PPO plans cover preventive care, such as exams, cleanings and routine X-rays, at a high percentage when you see an in-network dentist, and some cover it at 100%. Often, preventive visits don't count toward your deductible, though this varies.
What that usually means for you:
A routine checkup and cleaning may cost little or nothing out of pocket, depending on your plan.
Fillings and other basic care are usually covered at a lower percentage, often after a deductible.
Crowns and other major care are usually covered at a lower percentage still.
These are general patterns, not promises. Your exact coverage depends on the plan you chose. We'll verify your benefits and walk you through an estimate before any treatment.
A Dentist Near State Offices
Our office is at 50 State House Square in downtown Hartford. Many State offices in the downtown and Capitol area are a short walk or quick ride away, so a checkup can fit into a lunch break or the start or end of your day. See more about being a dentist near CT State offices.
We offer the full range of family dental care in one place, including:
Checkups and cleanings
Fillings, crowns and root canals
Emergency dentistry
Night guards, clear aligners and cosmetic dentistry
Our team speaks English, Spanish, Vietnamese and Arabic.
For more on how our Cigna network status works, read our post: We're in-network with Cigna.
Bring the Family
Your family members on your Cigna dental plan are welcome too. We see kids and adults, which can make it easier to coordinate visits for everyone.
Frequently Asked Questions
Is Nutmeg Family Dentistry in-network for State of Connecticut employees?
We're in-network with Cigna PPO/DPPO plans, which many State employees use. If you're on a Cigna DHMO plan, check with Cigna first, since those plans usually require you to use an assigned dentist.
How do I know if I have the Basic or Enhanced plan?
Check your Cigna ID card, your Cigna online account, or your enrollment materials. Your agency's HR or payroll office can also confirm.
Will my cleaning be covered?
Many PPO plans cover preventive cleanings and exams at a high percentage, but coverage varies by plan. We verify your benefits before treatment.
Ready to Book?
Nutmeg Family Dentistry is at 50 State House Square in downtown Hartford. Call us at (860) 560-2898 or book your visit online.
